COMPANIES

National Business Act: National Business Licensing Policy

CONSTRUCTION

Project and Construction Management Professions Act: Rules for Registration Limited Special Dispensation for Applicants and Registered Persons

Project and Construction Management Professions Act: Rules for registration: Approval

FINANCE

Public Finance Management Act: Rates of interest on Government Loans

Banks Act: Regulations: Amendments

TRANSPORTATION

Merchant Shipping Act: Regulations: Construction and Equipment of Fishing Vessels of 24 metres in length and over, Construction and Equipment of Fishing Vessels of less than 24 meters, and Fisher Labour Welfare: Comments invited

Top South African company warns about NHI corruption

The new insurance scam that can get you blacklisted in South Africa

AGRICULTURE

LAW AND TYPE OF NOTICE

Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act:

Application for derogation for the restricted use of agricultural remedies identified as substances of concern: Racumin® Tracking Powder: Comments invited

G 52914 GoN 6370

– Comment by 26 Jul 2025

27 June 2025

APPLIES TO: 

1. Public Health Organizations

• NGOs focused on disease prevention and urban sanitation may rely on rodenticides to control rat populations that spread diseases like leptospirosis or plague.
• Community health initiatives in informal settlements or rural areas may be affected by changes in access to effective rodent control tools.

2. Environmental and Wildlife NGOs

• Organizations concerned with biodiversity and ecosystem health may object to the use of Coumatetralyl due to its toxicity and potential for secondary poisoning of non-target species (e.g., predators of rodents).
• Conservation groups may monitor the impact of such substances on endangered species or protected habitats.

3. Agricultural NGOs and Farmer Associations

• Groups supporting sustainable farming or smallholder farmers may be affected, especially if gerbil infestations threaten crops and Racumin is one of the few effective options.
• Organic farming advocates may raise concerns about chemical use and its alignment with organic standards.

4. Animal Welfare Organizations

• These groups may be concerned about the humaneness of rodenticides and advocate for alternative pest control methods.

5. Occupational Health and Safety NGOs

• Organizations focused on worker safety in factories, warehouses, and farms may be interested in the risks posed by exposure to reproductive toxins.

6. Educational and Research Institutions

• Universities and research centers involved in toxicology, environmental science, or public health may contribute expert opinions during the public comment period.

FULL TEXT

DETAILS

NON-GOVERNMENTAL ORGANIZATION

NO. 6370 27 June 2025

Application for derogation for the restricted use of agricultural remedies identified as substances of concern

This notice is to inform the public of administrative action being taken in relation to the approval of agricultural

remedies under the Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act (Act no. 36 of 1947). 2022 Environmental Science ZA (Pty) Ltd. (Reg. No. 2022/228577/07) hereby informs the public of its intention to submit an application for derogation for the registered agricultural remedy Racumin® Tracking Powder, L2800 containing Coumatetralyl at 7.5 g/kg, identified as a substance of concern due to its classification as a reproductive toxin category 1B according to the Globally Harmonized System of Classification and Labelling of Chemicals; for the following use in South Africa: A rodenticide used in public health for the control of the Norway rat, roof rat and house mouse. For use in and around human and animal dwellings, factories, warehouses, and other storage premises. For control of Gerbils in agricultural situations.

As per the requirements of the “Regulations relating to agricultural remedies” of August 2023, a risk assessment was conducted for the proposed end uses and the public is hereby invited to review the risk assessment report and submit comments in relation to the proposed application. This report can be accessed online via the following website: Rodenticide line – Derogation documents or in hard copy at the Department of Agriculture, Land Reform and Rural Development (20 Steve Biko Street, Agriculture Building, Arcadia, Pretoria, 0002) during office hours (08:00 to 16:00 on Mondays to Fridays, excluding public holidays). Interested parties must submit comments or objections in connection with the proposed application in writing to: Mr. Maluta Mudzunga

The Registrar: Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies, 1947 (Act no. 36 of 1947)

Department of Agriculture, Land Reform and Rural Development

Private Bag X343, Pretoria, 0001

30 Hamilton Street, Harvest House Building, Office 417, Arcadia, Pretoria, 0002

Tel no: 012 319 6530

Email to MalutaM@dalrrd.gov.za

Interested parties must submit comments or objections in relation to this application within 30 days of the publication of this notice. Comments received after this date need not be considered.

LINK TO FULL NOTICE

Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act: Application for derogation for the restricted use of agricultural remedies identified as substances of concern: Racumin® Tracking Powder: Comments invited

G 52914 GoN 6370

– Comment by 26 Jul 2025

27 June 2025

52914gon6370.pdf

ACTION

Interested parties need to submit their comments before 26 July 2025.

LAW AND TYPE OF NOTICE

Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act:

Application for derogation for the restricted use of agricultural remedies identified as substances of concern: Racumin ® Paste: Comments invited

G 52914 GoN 6368

– Comment by 26 Jul 2025

27 June 2025

APPLIES TO: 

1. Environmental and Conservation NGOs

These organizations may be concerned about:

• Toxicity to non-target species, such as predators or scavengers that might ingest poisoned rodents.
• Environmental contamination in areas like dumps or near water sources.
• Long-term ecological impacts of rodenticide use.

Examples: Wildlife conservation groups, biodiversity protection NGOs, and environmental watchdogs.

2. Animal Welfare NGOs

These groups focus on:

• The humaneness of rodent control methods.
• Promoting non-lethal alternatives to poisons.
• Preventing suffering of both target and non-target animals.

Examples: SPCA branches, humane pest control advocates, and animal rights organizations.

3. Agricultural and Rural Development NGOs

They may be affected due to:

• The need for effective rodent control in rural and farming communities.
• Concerns about chemical exposure to farm workers and livestock.
• Balancing pest control with sustainable farming practices.

Examples: NGOs supporting smallholder farmers, sustainable agriculture initiatives, and food security programs.

4. Public Health NGOs

These organizations may support or oppose the application depending on:

• The public health risks posed by rodents (e.g., disease transmission).
• The health risks of exposure to reproductive toxins in densely populated or vulnerable communities.

Examples: Urban health initiatives, sanitation-focused NGOs, and disease prevention programs.

5. Educational and Research NGOs

These may engage in:

• Reviewing and commenting on the risk assessment.
• Raising public awareness about chemical safety and alternatives.
• Conducting independent studies on the impact of such substances.

Examples: Environmental education NGOs, science outreach programs, and academic research centers.

FULL TEXT

DETAILS

NON-GOVERNMENTAL ORGANIZATION

NO. 6368 27 June 2025

PUBLIC NOTICE

Application for derogation for the restricted use of agricultural remedies identified as substances of concern

This notice is to inform the public of administrative action being taken in relation to the approval of agricultural remedies under the Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act (Act no. 36 of 1947). 2022 Environmental Science ZA (Pty) Ltd. (Reg. No. 2022/228577/07) hereby informs the public of its intention to submit an application for derogation for the registered agricultural remedy Racumin® Paste, L6401 containing Coumatetralyl at 0.375 g/kg, identified as a substance of concern due to its classification as a reproductive toxin category 1B according to the Globally Harmonized System of Classification and Labelling of Chemicals; for the following use in South Africa: A rodenticide used in public health for the control of rodent in all areas including dumps and animal stables.

As per the requirements of the “Regulations relating to agricultural remedies” of August 2023, a risk assessment was conducted for the proposed end uses and the public is hereby invited to review the risk assessment report and submit comments in relation to the proposed application. This report can be accessed online via the following website: Rodenticide line – Derogation documents or in hard copy at the Department of Agriculture, Land Reform and Rural Development (20 Steve Biko Street, Agriculture Building, Arcadia, Pretoria, 0002) during office hours (08:00 to 16:00 on Mondays to Fridays, excluding public holidays). Interested parties must submit comments or objections in connection with the proposed application in writing to:

Mr. Maluta Mudzunga

The Registrar: Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies, 1947 (Act no. 36 of 1947)

Department of Agriculture, Land Reform and Rural Development

Private Bag X343, Pretoria, 0001

30 Hamilton Street, Harvest House Building, Office 417, Arcadia, Pretoria, 0002

Tel no: 012 319 6530

Email to MalutaM@dalrrd.gov.za

Interested parties must submit comments or objections in relation to this application within 30 days of the publication of this notice. Comments received after this date need not be considered

LINK TO FULL NOTICE

Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act: Application for derogation for the restricted use of agricultural remedies identified as substances of concern: Racumin ® Paste: Comments invited

G 52914 GoN 6368

– Comment by 26 Jul 2025

27 June 2025

52914gon6368.pdf

ACTION

Interested parties need to submit their comments before 26 July 2025.

LAW AND TYPE OF NOTICE

Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act:

Application for derogation for the restricted use of agricultural remedies identified as substances of concern: Racumin® Rat and Mouse Wax Blocks: Comments invited

G 52914 GoN 6366

– Comment by 26 Jul 2025

27 June 2025

APPLIES TO: 

1. Animal Welfare NGOs

These organizations are concerned with:

• The humaneness of rodent control methods.
• Secondary poisoning risks to pets and wildlife.
• Promoting non-toxic or humane alternatives.

Examples:

• National Council of SPCAs (NSPCA)
• Humane Society International – Africa
• Animal Anti-Cruelty League

2. Environmental and Conservation NGOs

These groups focus on:

• Ecological impacts of rodenticides on non-target species (e.g., birds of prey, small carnivores).
• Chemical contamination of soil and water.
• Sustainable pest control practices.

Examples:

• Endangered Wildlife Trust
• WWF South Africa
• Conservation South Africa

3. Agricultural and Rural Development NGOs

These NGOs may be affected by:

• The need for effective rodent control in plantations and rural areas.
• Concerns about chemical exposure to farm workers and livestock.
• Promoting integrated pest management (IPM).

Examples:

• African Centre for Biodiversity
• Rural Development Support Programme
• AgriSA (though not an NGO, often collaborates with NGOs)

4. Public Health NGOs

These organizations may support or critique the application based on:

• The public health benefits of rodent control in urban and rural settings.
• The health risks of exposure to reproductive toxins in homes, food establishments, and public areas.

Examples:

• Section27
• Treatment Action Campaign
• Community health outreach programs

5. Scientific, Research, and Educational NGOs

These groups may:

• Review and comment on the risk assessment.
• Conduct independent studies on the safety and efficacy of rodenticides.
• Educate the public on chemical safety and alternative pest control methods.

Examples:

• South African Environmental Observation Network (SAEON)
• Environmental Monitoring Group
• Universities with environmental science or toxicology departments

FULL TEXT

DETAILS

NON-GOVERNMENTAL ORGANIZATION

NO. 6366 27 June 2025

PUBLIC NOTICE

Application for derogation for the restricted use of agricultural remedies identified as substances of concern

This notice is to inform the public of administrative action being taken in relation to the approval of agricultural remedies under the Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act (Act no. 36 of 1947). 2022 Environmental Science ZA (Pty) Ltd. (Reg. No. 2022/228577/07) hereby informs the public of its intention to submit an application for derogation for the registered agricultural remedy Racumin® Rat and Mouse Wax Blocks, L8465 containing Coumatetralyl at 0.375 g/kg, identified as a substance of concern due to its classification as a reproductive toxin category 1B according to the Globally Harmonized System of Classification and Labelling of Chemicals; for the following use in South Africa: A rodenticide used in public health for the control Norway rats, roof rats and house mouse in normal in-premise locations, including garden, home and animal dwellings, factories, warehouses, storage premises, industrial areas, food establishments and newly established plantations. For the control of Gerbils in public health environments and agricultural plantations.

As per the requirements of the “Regulations relating to agricultural remedies” of August 2023, a risk assessment was conducted for the proposed end uses and the public is hereby invited to review the risk assessment report and submit comments in relation to the proposed application. This report can be accessed online via the following website: Rodenticide line – Derogation documents or in hard copy at the Department of Agriculture, Land Reform and Rural Development (20 Steve Biko Street, Agriculture Building, Arcadia, Pretoria, 0002) during office hours (08:00 to 16:00 on Mondays to Fridays, excluding public holidays). Interested parties must submit comments or objections in connection with the proposed application in writing to:

Mr. Maluta Mudzunga

The Registrar: Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies, 1947 (Act no. 36 of 1947)

Department of Agriculture, Land Reform and Rural Development

Private Bag X343, Pretoria, 0001

30 Hamilton Street, Harvest House Building, Office 417, Arcadia, Pretoria, 0002

Tel no: 012 319 6530

Email to MalutaM@dalrrd.gov.za

Interested parties must submit comments or objections in relation to this application within 30 days of the publication of this notice. Comments received after this date need not be considered.

LINK TO FULL NOTICE

Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act: Application for derogation for the restricted use of agricultural remedies identified as substances of concern: Racumin® Rat and Mouse Wax Blocks: Comments invited

G 52914 GoN 6366

– Comment by 26 Jul 2025

27 June 2025

52914gon6366.pdf

ACTION

Interested parties need to submit their comments before 26 July 2025.

LAW AND TYPE OF NOTICE

Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act:

Application for derogation for the restricted use of agricultural remedies identified as substances of concern: Racumin® 3D Paste: Comments invited

G 52914 GoN 6364

– Comment by 26 Jul 2025

27 June 2025

APPLIES TO: 

1. Environmental Protection and Conservation NGOs

• These organizations may be concerned about the ecological impact of using a reproductive toxin (Category 1B) in outdoor environments.
• They may submit objections or comments regarding risks to non-target wildlife, biodiversity, and ecosystem health.

2. Public Health and Community Health NGOs

• Since the product is intended for public health use (rat and mouse control), NGOs in this space may weigh in on the balance between pest control benefits and human health risks, especially in vulnerable communities.

3. Animal Welfare Organizations

• These groups may object to the use of rodenticides due to concerns about animal suffering, secondary poisoning, and ethical pest control alternatives.

4. Agricultural and Rural Development NGOs

• NGOs working with farmers or rural communities may be interested in how this product affects livestock, food safety, or sustainable farming practices.

5. Occupational Health and Safety Advocacy Groups

• These organizations may focus on the risks to workers who handle or are exposed to the rodenticide, especially in indoor and outdoor settings.

6. Legal and Policy Advocacy NGOs

• Groups focused on regulatory transparency, chemical safety, or environmental justice may engage in the public comment process to ensure compliance with national and international standards.

FULL TEXT

DETAILS

NON-GOVERNMENTAL ORGANIZATION

NO. 6364 27 June 2025 PUBLIC NOTICE

Application for derogation for the restricted use of agricultural remedies identified as substances of concern

This notice is to inform the public of administrative action being taken in relation to the approval of agricultural remedies under the Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act (Act no. 36 of 1947). 2022 Environmental Science ZA (Pty) Ltd. (Reg. No. 2022/228577/07) hereby informs the public of its intention to submit an application for derogation for the registered agricultural remedy Racumin® 3D Paste, L10218 containing Coumatetralyl at 0.375 g/kg, identified as a substance of concern due to its classification as a reproductive toxin category 1B according to the Globally Harmonized System of Classification and Labelling of Chemicals; for the following use in South Africa: A rodenticide used in public health for the control of Rats and Mice indoors and outdoors.

As per the requirements of the “Regulations relating to agricultural remedies” of August 2023, a risk assessment was conducted for the proposed end uses and the public is hereby invited to review the risk assessment report and submit comments in relation to the proposed application. This report can be accessed online via the following website: Rodenticide line – Derogation documents or in hard copy at the Department of Agriculture, Land Reform and Rural Development (20 Steve Biko Street, Agriculture Building, Arcadia, Pretoria, 0002) during office hours (08:00 to 16:00 on Mondays to Fridays, excluding public holidays). Interested parties must submit comments or objections in connection with the proposed application in writing to:

Mr. Maluta Mudzunga

The Registrar: Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies, 1947 (Act no. 36 of 1947)

Department of Agriculture, Land Reform and Rural Development

Private Bag X343, Pretoria, 0001

30 Hamilton Street, Harvest House Building, Office 417, Arcadia, Pretoria, 0002 Tel

no: 012 319 6530

Email to MalutaM@dalrrd.gov.za

Interested parties must submit comments or objections in relation to this application within 30 days of the publication of this notice. Comments received after this date need not be considered.

LINK TO FULL NOTICE

Fertilizer, Farm Feeds, Agricultural Remedies and Stock Remedies Act: Application for derogation for the restricted use of agricultural remedies identified as substances of concern: Racumin® 3D Paste: Comments invited

G 52914 GoN 6364

– Comment by 26 Jul 2025

27 June 2025

52914gon6364.pdf

ACTION

Interested parties need to submit their comments before 26 July 2025.

COMPANIES

LAW AND TYPE OF NOTICE

National Business Act:

National Business Licensing Policy

G 52914 GoN 6372

27 June 2025

APPLIES TO: 

GOVERNMENT ENTITIES

1.     Municipalities (Local Government)

·       Primary implementers of general business licensing.

·       Must align by-laws and procedures with the NBLP.

·       Will need to digitize and streamline licensing processes.

2.     Provincial Governments

·       Have exclusive legislative competence over street trading.

·       Must coordinate with municipalities and national government.

3.     National Government Departments

·       Department of Small Business Development (DSBD): Lead agency for NBLP implementation.

·       Department of Trade, Industry and Competition (DTIC): Policy alignment and economic development.

·       Department of Home Affairs: Immigration-related licensing for non-citizens.

·       Department of Cooperative Governance and Traditional Affairs (COGTA): Oversight of municipal systems.

PRIVATE SECTOR

1.     Micro, Small and Medium Enterprises (MSMEs)

·       Core beneficiaries of simplified licensing.

·       Will face new procedures, digital platforms, and possible exemptions or preferential treatment.

2.     Large Corporations

·       Especially those operating across multiple municipalities.

·       May benefit from standardization and reduced red tape.

3.     Foreign-Owned Businesses

·       Subject to clarified licensing conditions under immigration and trade laws.

CIVIL SOCIETY & COMMUNITY ORGANIZATIONS

1.     Business Associations & Chambers of Commerce

·       Key stakeholders in consultations and implementation feedback.

·       Will help educate members on new licensing requirements.

2.     Informal Traders & Street Vendors

·       Often overlooked in formal licensing systems.

·       Will be affected by efforts to formalize and regulate informal trade.

3.     Traditional Councils

·       In areas under traditional leadership, they may be consulted in licensing decisions.

PROFESSIONAL & REGULATORY BODIES

• Inspectors, Licensing Officers, and Enforcement Agencies

• • Will require training and capacity building.
  • Must adapt to new digital systems and intergovernmental coordination.

• Training Institutions & Consultants

• • May be involved in capacity-building programs for licensing authorities.

SUMMED UP

Purpose of the NBLP

The NBLP aims to:

• Create a cohesive, simplified, and harmonised national framework for business licensing.
• Address fragmentation in the current system, which is largely decentralised and inconsistently applied across municipalities.
• Promote economic inclusion, reduce red tape, and support MSMEs (Micro, Small, and Medium Enterprises).

Key Highlights

1. Historical Context

• The current licensing system stems from the Business Act No. 71 of 1991, which replaced racially discriminatory laws.
• Despite reforms, implementation has been uneven, especially in under-resourced municipalities.

2. Policy Vision

• A predictable, equitable, and socially responsive licensing environment.
• Emphasis on digital transformation, intergovernmental coordination, and regulatory simplification.

3. Guiding Principles

• Licensing as a regulatory, not fiscal, tool.
• Exemptions and preferential licensing for disadvantaged groups.
• Inclusion of non-citizens under clear legal conditions.
• Redress and transformation aligned with constitutional and legislative frameworks.

4. Global Benchmarking

• Compares South Africa’s system with countries like Botswana, Kenya, Japan, and Zambia.
• Recommends adopting centralised digital platforms and streamlined processes.

5. Key Interventions

• Policy Action Plan (PAP): A 3-year roadmap for implementation.
• Governance and Monitoring: Structures at national and provincial levels.
• Preferential Licensing: For MSMEs and historically disadvantaged groups.
• Crisis Response: Flexibility during economic shocks.
• Capacity Building: Training for licensing officials.
• Digitalisation: Integrated online systems.
• Knowledge Management: Data collection and research to inform policy.

Conclusion

The NBLP is South Africa’s first comprehensive policy on general business licensing. It sets the stage for legislative reform, improved service delivery, and a more inclusive and efficient business environment.

FULL TEXT

DETAILS

Please click on the link provided below for more details.

LINK TO FULL NOTICE

National Business Act: National Business Licensing Policy

G 52914 GoN 6372

27 June 2025

52914gon6372.pdf

ACTION

GOVERNMENT ENTITIES

1. Municipalities

• Review and update by-laws to align with the NBLP.
• Digitize licensing systems to enable online applications, renewals, and tracking.
• Establish or strengthen business licensing units, especially in under-resourced areas.
• Coordinate with district municipalities for shared services like health and safety inspections.
• Educate local businesses on new licensing procedures and benefits.

2. Provincial Governments

• Develop provincial implementation plans in line with the NBLP.
• Support municipalities with capacity building and digital infrastructure.
• Facilitate intergovernmental coordination through provincial forums.

3. National Government (DSBD, DTIC, COGTA)

• Lead the development of the 3-year Policy Action Plan (PAP).
• Monitor and evaluate implementation across provinces and municipalities.
• Provide training frameworks and support for licensing officials.
• Develop national digital platforms for business licensing.

PRIVATE SECTOR

1. MSMEs

• Familiarize with new licensing requirements and digital platforms.
• Engage with local municipalities to ensure compliance and provide feedback.
• Leverage preferential licensing opportunities for historically disadvantaged groups.

2. Large Corporations

• Monitor changes in licensing procedures across municipalities.
• Advocate for uniformity and reduced red tape through business associations.

3. Foreign-Owned Businesses

• Ensure compliance with immigration and licensing laws.
• Participate in awareness programs to understand local requirements.

CIVIL SOCIETY & COMMUNITY ORGANIZATIONS

• Support informal traders in transitioning to formal licensing.
• Advocate for inclusive policies and fair treatment of vulnerable groups.
• Participate in public consultations and policy feedback mechanisms.

PROFESSIONAL & REGULATORY BODIES

• Develop and deliver training programs for licensing officials.
• Collaborate with government on standard-setting and best practices.
• Support research and data collection to inform policy improvements.

CONSTRUCTION

LAW AND TYPE OF NOTICE

Project and Construction Management Professions Act:

Rules for Registration Limited Special Dispensation for Applicants and Registered Persons

G 52919 BN 803

30 June 2025

APPLIES TO: 

INDIVIDUALS, NOT ORGANIZATIONS:

• Applicants seeking registration under the Project and Construction Management Professions Act, 2000 (Act No. 48 of 2000).
• Registered persons already listed under one of the SACPCMP’s professional categories.

These individuals may be:

• Professional Construction Project Managers
• Professional Construction Managers
• Construction Health and Safety Officers, Managers, or Agents
• Professional Building Inspectors
• Or other roles recognized under Section 18 of the Act.

IMPLICATIONS FOR ORGANIZATIONS

While the dispensation is directed at individuals, it indirectly affects:

• Employers in the construction and project management sectors who rely on SACPCMP-registered professionals.
• Training providers offering CPD and IPDM modules.
• Educational institutions whose qualifications are recognized or under evaluation by SACPCMP.

Organizations employing or contracting professionals in these roles should be aware of:

• The temporary relaxation of qualification requirements.
• The CPD and competency obligations that provisionally registered individuals must fulfill.
• The two-year window (01 August 2025 – 30 July 2027) during which these exemptions apply.

CONSTRUCTION CONSULTANCY FIRMS

1. Talent Acquisition and Staffing

• Easier hiring of professionals who previously may not have met the full educational or competency requirements.

• Broader candidate pool, including those with:
  • Lower NQF-level qualifications (e.g., NQF 7 instead of 8).
  • Recognised but non-SACPCMP-accredited qualifications.
  • Gaps in specific competencies (e.g., digitisation, sustainability).

Opportunity: Faster onboarding of staff for urgent or large-scale projects.

Risk: These professionals are provisionally registered and must meet CPD and educational targets within 3 years—or risk suspension or deregistration.

2. Professional Development Planning

• Firms may need to support employees in:
  • Completing Initial Professional Development (IPDM) modules.
  • Meeting CPD targets annually.
  • Preparing for competency reassessments.

Opportunity: Position your firm as a supportive employer by offering structured development pathways.

Risk: Failure to support staff could lead to loss of registration, affecting project compliance and credibility.

3. Compliance and Project Bidding

• Many public and private sector projects require SACPCMP-registered professionals.
• Firms must ensure that provisional registrations remain valid throughout project lifecycles.

Opportunity: Use the dispensation to quickly mobilize teams for new bids.

Risk: If a professional’s registration lapses, it could jeopardize project eligibility or compliance.

4. Strategic HR and Training Partnerships

• Firms may benefit from partnering with accredited training providers to:
  • Offer in-house CPD courses.
  • Track and manage compliance for provisionally registered staff.

SUMMED UP

Purpose of the Notice

To exempt applicants and registered persons from certain qualification and competency requirements under the SACPCMP Rules for Registration, effective 01 August 2025.

Key Exemptions

Exemption 1: Competency Requirements

• Waives the 50% threshold in assessments.
• Exempts three specific competencies:

1.     Diversity, Equity, and Inclusion

2.     Sustainable Development and Environmental Protection

3.     Digitisation

• Affected individuals must complete CPD programmes and undergo a competency assessment at the end of their CPD cycle.

Exemption 2: Educational Qualifications

• Allows lower NQF levels for various professional categories (e.g., NQF 7 instead of 8).
• Accepts NEBOSH International Diploma and SAMTRAC for certain categories.
• Individuals must meet the required education level within 3 years of provisional registration.

Exemption 3: Qualification Recognition

• Accepts recognised qualifications without requiring an Educational Evaluation.
• Requires completion of Initial Professional Development (IPDM) modules during the first 3-year CPD cycle.

Compliance Requirements

• Annual targets for modules and CPD courses must be met.
• Suspension of registration if targets are not met.
• Cancellation after two consecutive years of non-compliance.

Duration

• The dispensation is valid from 01 August 2025 to 30 July 2027.

FULL TEXT

DETAILS

LINK TO FULL NOTICE

Project and Construction Management Professions Act: Rules for Registration Limited Special Dispensation for Applicants and Registered Persons

G 52919 BN 803

30 June 2025

52919bn803.pdf

ACTION

1. Identify Affected Staff

• Audit your team to determine who:
  • Is currently registered with SACPCMP under provisional status.
  • Is applying for registration under the new exemptions.
  • Holds qualifications or competencies now covered by the exemptions.

2. Support CPD and Educational Compliance

• Develop a CPD tracking system to monitor:
  • Completion of required Initial Professional Development (IPDM) modules.
  • Annual CPD course targets as per SACPCMP outcome letters.

• Partner with accredited training providers to offer or subsidize required modules.

3. Update HR and Recruitment Policies

• Revise job descriptions to reflect the temporary acceptance of lower NQF levels.
• Adjust hiring criteria to include provisionally registered professionals.
• Include clauses in employment contracts about maintaining registration status.

4. Risk Management and Project Planning

• Ensure project teams include fully registered professionals where required.
• Plan for contingencies if a staff member’s registration is suspended or cancelled.
• Communicate with clients about the temporary nature of the dispensation and how your firm ensures compliance.

5. Internal Communication and Training

• Educate staff on the implications of the dispensation.
• Assign mentors or registration coordinators to guide provisionally registered staff.

6. Monitor Regulatory Updates

• Track SACPCMP announcements for any changes or extensions to the dispensation.
• Prepare for the end of the dispensation on 30 July 2027 by ensuring all staff meet full registration requirements by then.

Project and Construction Management Professions Act:

Rules for registration: Approval

G 52919 BN 802

30 June 2025

APPLIES TO: 

ORGANIZATIONS AFFECTED BY SACPCMP REGISTRATION RULES

1. Construction Consultancy Firms 

These are directly affected. Firms offering services in:

• Project Management
• Construction Management
• Health and Safety Consulting
• Building Inspection
• Mentorship in Construction

…must ensure that their professionals are registered under the appropriate SACPCMP categories (e.g., PrCPM, PrCM, PrCHSA, CHSM, CHSO, PrBInsp).

Why it matters:

• Only registered professionals can legally perform certain functions under the Project and Construction Management Professions Act (Act 48 of 2000).
• Firms must employ or subcontract SACPCMP-registered individuals to comply with public and private sector tender requirements.
• Mentorship roles (e.g., for candidate professionals) must be filled by registered professionals.

2. Construction Companies and Contractors

• Must ensure their site managers, project managers, and safety officers are registered.
• Required to submit Health and Safety Plans and appoint registered professionals for compliance on projects.

3. Engineering and Architectural Firms

• While not directly regulated by SACPCMP, these firms often collaborate on multidisciplinary projects.
• They must coordinate with SACPCMP-registered professionals for project delivery, especially in construction management and health and safety.

4. Municipalities and Government Departments

• Must ensure that building inspectors and project managers are SACPCMP-registered.
• Public procurement policies often require SACPCMP registration for compliance and accountability.

5. Training Providers and Institutions of Higher Learning

• Must align their qualifications with SACPCMP-recognized standards (NQF levels and credits).
• May offer Initial Professional Development Modules (IPDM) for applicants with qualification gaps.

6. Health and Safety Consulting Firms

• Must ensure their consultants are registered under categories like PrCHSA, CHSM, or CHSO.
• Required to prepare and manage safety files, risk assessments, and compliance audits.

Summary for Construction Consultancy Firms

SUMMED UP

Effective Date

• 1 August 2025

Main Sections

1.     Introduction – Overview of SACPCMP’s mandate and purpose of the registration rules.

2.     Applicable Legislation – Based on the Project and Construction Management Professions Act 48 of 2000.

3.     Registration Categories – Includes:

·       Professional (e.g., PrCPM, PrCM)

·       Candidate (e.g., CanCPM, CanCHSO)

·       Specified categories (e.g., PrCHSA, CHSM, CHSO, PrBInsp)

4.     Requirements for Registration

·       Application process via online portals (myPCM, myCHS, myBI)

·       Required documents (ID, qualifications, CV, psychometric tests, etc.)

·       Educational and experience criteria per category

·       Recognition of prior learning (RPL) and foreign qualifications

·       Candidature structure and mentorship

·       Assessment process (eligibility, interviews, exams)

5.     Disqualification Conditions

·       Includes criminal records, insolvency, mental incapacity, etc.

6.     Appeals

·       Process for appealing registration decisions.

Annexures

• Annexure A: Recognised qualifications (including non-SACPCMP accredited ones)
• Annexure B: Core knowledge requirements
• Annexure C: Initial Professional Development Modules (IPDM)
• Annexure D: CV template
• Annexure E: Eligibility Assessment Report template
• Annexure F & G: Candidate logbooks for practical experience
• Annexure H: Stages of Services for each professional category
• Annexure I: Professional Interview Security Protocol

FULL TEXT

DETAILS

Full set of rules are available for download here – https://sacpcmp.org.za/sacpcmp-policy-on-registration/

LINK TO FULL NOTICE

Project and Construction Management Professions Act: Rules for registration: Approval

G 52919 BN 802

30 June 2025

52919bn802.pdf

ACTION

1. Ensure Staff Registration and Compliance

• Audit current staff to identify who needs to be registered under SACPCMP (e.g., project managers, construction managers, health and safety officers).
• Register professionals under the correct categories (e.g., PrCPM, PrCM, PrCHSA, CHSM, CHSO, PrBInsp).
• Support candidate registration for junior staff and ensure they are mentored by registered professionals.

2. Align HR and Recruitment Policies

• Update job descriptions to include SACPCMP registration as a requirement for relevant roles.
• Prioritize hiring of SACPCMP-registered professionals or those eligible for registration.
• Track CPD (Continuing Professional Development) requirements for all registered staff.

3. Prepare and Maintain Documentation

• Collect and verify all required documents for registration:
  • Certified ID copies
  • Verified qualifications (MIE or SAQA for international)
  • CVs in SACPCMP format
  • Eligibility Assessment Reports

• Maintain logbooks for candidate professionals (Annexures F & G).
• Ensure compliance with assessment protocols (e.g., interview and exam procedures).

4. Establish Mentorship and Candidacy Programs

• Assign mentors who are SACPCMP-registered and in good standing.
• Sign mentorship agreements and submit them to SACPCMP.
• Track progress of candidates through structured logbooks and annual reviews.

5. Provide Training and Development

• Offer or fund Initial Professional Development Modules (IPDM) for staff with qualification gaps.
• Encourage CPD activities to maintain registration status.
• Prepare staff for professional interviews and exams.

6. Monitor Registration Calendar and Deadlines

• Track SACPCMP’s annual registration calendar for application windows, assessment dates, and fee deadlines.
• Avoid penalties by ensuring timely payments and submissions.

7. Align with Legal and Tender Requirements

• Ensure compliance with the Project and Construction Management Professions Act (Act 48 of 2000).
• Verify registration status of professionals before submitting tenders or project bids.
• Maintain a register of all SACPCMP-registered staff for audit and reporting purposes.

Summary Checklist for Organizations

CUSTOMS AND EXCISE

LAW AND TYPE OF NOTICE

Customs and Excise Act:

Imposition of Provisional Payment (PP/174) (English / Afrikaans)

G 52903 GoN 6340

27 June 2025

SUMMED UP

Effective Period:

• From: 27 June 2025
• Until: 13 January 2026

Provisional Payment Rate:

• 52.34% safeguard duty

Affected Products:

Flat-rolled steel products, specifically:

1.     7210.61.20 – Aluminium-zinc coated, ≤ 0.20 mm thick

2.     7210.61.30 – Aluminium-zinc coated, > 0.20 mm and ≤ 0.45 mm thick

3.     7225.92.25 – Zinc-coated alloy steel, ≤ 0.20 mm thick

4.     7225.92.35 – Zinc-coated alloy steel, > 0.20 mm and ≤ 0.45 mm thick

Exempted Countries:

The duty does not apply to imports from a long list of developing and least-developed countries, including:

• Albania, Argentina, Brazil, India, Indonesia, Vietnam, Zimbabwe, and many others.

FULL TEXT

DETAILS

LINK TO FULL NOTICE

Customs and Excise Act: Imposition of Provisional Payment (PP/174) (English / Afrikaans)

G 52903 GoN 6340

27 June 2025

52903gon6340.pdf

ACTION

Ensure that you take note of the Provisional Payment.

EDUCATION

LAW AND TYPE OF NOTICE

Higher Education Act:

National Institute for Humanities and Social Sciences (NIHSS) Board: Nominations invited

G 52908 GoN 6343

– Comment by 17 Jul 2025

26 June 2025

APPLIES TO: 

1.     Public and Private Universities

Especially those with strong humanities and social sciences faculties, as they are directly involved in the academic and research missions aligned with NIHSS.

2.     Academic and Professional Associations

Such as associations representing historians, sociologists, philosophers, linguists, and other humanities and social sciences professionals.

3.     University Management Bodies

Including vice-chancellors, deans, and other senior academic administrators who may nominate or be nominated.

4.     Government Departments

Particularly those involved in education, arts and culture, science and innovation, and social development.

5.     Research and Science Councils

Such as the Human Sciences Research Council (HSRC) or the National Research Foundation (NRF), which support or conduct research in the humanities and social sciences.

6.     Non-Governmental Organizations (NGOs)

7.     Especially those focused on education, cultural development, social justice, or community engagement.

8.     Think Tanks and Policy Institutes

That conduct research or advocacy in areas related to social sciences and humanities.

9.     Public Interest Groups and Civil Society Organizations

With a stake in the development of ethical, inclusive, and socially impactful scholarship.

FULL TEXT

DETAILS

DEPARTMENT OF HIGHER EDUCATION AND TRAINING

NO. 6343 26 June 2025

EDUCATION ACT, 1997 (Act No. 101 of 1997)

CALL FOR NOMINATIONS FOR MEMBERS FOR THE NATIONAL INSTITUTE FOR HUMANITIES AND SOCIAL SCIENCES (NIHSS) BOARD

I, Nobuhle Pamela Nkabane, Minister of Higher Education and Training, in accordance with the Higher Education Act, 1997 (Act No. 101 of 1991) and the Regulations for Establishment of a National Institute for the Humanities and Social Sciences (NIHSS) published in Government Gazette No. 37 118 on 5 December 2013, hereby request-

(a) the public;

(b) national organisations representing academics;

(c) university management staff

(d) appropriate government departments;

(e) research and science councils;

(f) others with interest in the humanities and social sciences; and

(g) relevant non-governmental organisations.

To submit to me, within 21 working days from the date of publication of this Notice, the names of persons who by virtue of their qualifications, knowledge and experience, may be considered for appointment as members of the NIHSS Board. Allowances to the Board Members will be in accordance with the National Treasury guidelines for remuneration.

In terms of Sub-Section 3 of the Regulations, the Board must consist of 10 members and a chairperson – who must be appointed by the Minister. As per Sub Section 4, each member of the NIHSS Board holds office for a period of four years. A nomination and declaration of interest form can be obtained at www.dhet.gov.za.

The National Institute for the Humanities and Social Sciences (NIHSS) was established to enhance scholarships, research and ethical practice in the fields of the Human and Social Sciences within and through the existing and future South African universities, the higher education system and within South African society in general.

The members of the NIHSS Board are appointed by the Minister who must ensure that the membership taken as a whole-

• is broadly representative of the higher education sector;

• has knowledge and understanding of, and is committed to higher education;

• appreciates the role of the humanities and social sciences in contributing to social and economic development in the country; and

• has racial, gender and disability representativity.

Nominations, accompanied by a curriculum vitae of the nominee and a letter of consent indicating availability of the nominee to serve on the NIHSS Board if appointed, should be forwarded to:

The Director-General: Higher Education and Training

(for the attention of Administrator: email: NHISS@dhet.gov.za)

Private Bag X174, PRETORIA, 0001

Dr. NP Nkabane, MP

Minister of Higher Education and Training

Date: 24/06/2025

LINK TO FULL NOTICE

Higher Education Act: National Institute for Humanities and Social Sciences (NIHSS) Board: Nominations invited

G 52908 GoN 6343

– Comment by 17 Jul 2025

26 June 2025

52908gon6343.pdf

ACTION

Interested parties need to submit their comments before 17 July 2025.

ENVIRONMENTAL

LAW AND TYPE OF NOTICE

National Environmental Management: Protected Areas Act:

Intention to withdraw portion of area in Eastern Cape as part of existing Camdeboo National Park: Comments invited

G 52914 GoN 6361

– Comment by 26 Aug 2025

27 June 2025

FULL TEXT

DETAILS

LINK TO FULL NOTICE

National Environmental Management: Protected Areas Act: Intention to withdraw portion of area in Eastern Cape as part of existing Camdeboo National Park: Comments invited

G 52914 GoN 6361

– Comment by 26 Aug 2025

27 June 2025

52914gon6361.pdf

ACTION

Interested parties need to submit their comments before 26 August 2025

LAW AND TYPE OF NOTICE

National Environmental Management: Protected Areas Act:

Declaration of area in Northern Cape as part of existing Tankwa Karoo National Park

G 52914 GoN 6360

27 June 2025

FULL TEXT

DETAILS

LINK TO FULL NOTICE

National Environmental Management: Protected Areas Act: Declaration of area in Northern Cape as part of existing Tankwa Karoo National Park

G 52914 GoN 6360

27 June 2025

52914gon6360.pdf

LAW AND TYPE OF NOTICE

National Water Act:

Terms of Reference on establishment of Ministers Advisory Committee on Water Sector Economic Regulation

G 52914 GoN 6374

27 June 2025

SCHEDULE

1. DEFINITIONS:

In this Notice, a word or expression to which a meaning has been assigned in the Act bears the meaning so assigned. Unless the context otherwise indicates.

“Committee” means the Minister’s Advisory Committee on Water Sector Economic Regulation.

“Department” means the Department of Water and Sanitation.

“DG” means the Director General of the Department responsible for Water and Sanitation; and

“Minister” means the Minister as defined in the National Water Act and Water Services Act.

“Post graduate qualifications” means a qualification higher than a degree or equivalent to NQF level 8

2. Establishment of Advisory Committee

The Minister hereby establishes an Advisory Committee to be known as the “Water Sector Economic Regulation Committee” (hereinafter referred to as

“the Advisory Committee”. The Committee shall serve as a panel of experts to the Minister.

3. Purpose and Functions of the Committee

(1) The purpose and functions of the Committee shall be to advise the Minister on matters of the economic regulation relating to the following:

(a) the establishment of an Independent Economic Regulator

(b) monitoring compliance to norms and standards and a pricing strategy to guide water use institutions in determining water services tariffs and water use charges;

(c) reviewing and assessing the fairness of tariffs determined from the norms and standards and the pricing strategy;

(d) developing standards and monitor the quality of water service provision;

(e) investigating abuse of monopoly power and improve competitive practices;

(f) monitoring of water supply contracts in terms of Section 19(5) of Water Services and any other water related contracts

(g) publishing regulatory performance reports and technical studies relating to economic and social regulation annually;

(h) dispute resolution

(i) promoting consumer survey studies and corrective actions

4. Powers

(a) collaborative networks with international/national institutions

(b) The Committee shall have the power to recommend on the regulatory findings to the Minister.

(c) the Committee shall have no decision-making powers to bind the Minister, other than to report on its findings to the Minister

(d) the Committee does not have the power to intervene directly with Water Management Institution or Water Services Institutions but through the Chief Directorate: Economic and Social Regulation.

(e) the Committee is not a juristic person and, therefore, does not have any powers to enter into any form of a contract.

5. Membership

(a) the Committee shall comprise of eleven (11) members; constituted by ten (10) panel experts in the required fields, (who are appointed by the Minister and are not employees of the Department) and the Chief Director responsible for Economic and Social Regulation.

(b) Committee structure will constitute:-

i. Chairperson

ii. Deputy Chairperson

iii. Seven ordinary Members

iv. Secretariat

v. Official of the Department who is an Ex-Officio member of the Committee and has voting rights to resolve impasse as and when it happens.

(c) each member of the Advisory Committee is appointed for a term of two years.

(d) in selecting members of the Committee, the Minister must, among other things, consider the need for representation by previously disadvantaged persons due to past racial, gender, regional representation and any other form of discrimination.

(e) the committee’s contract is not linked to the Ministers term of office.

6. Required Expertise

(1) Members of the Committee shall possess proven skills, knowledge, and experience necessary for the efficient and effective performance of the committee’s duties, particularly in the field of:

(2) Minimum of 5 years sectoral expertise

(3) Regulatory experience will serve as an added advantage.

(4) Previous experience as a member of Board

7. Procedure for nomination and appointment of Committee Members

(1) The Department must publish a notice calling for nominations of members of the committee in two national media platforms

(2) A notice must set out in general terms, at least-

(a) the activities of the Committee:

(b) the term of office for which the appointments are considered:

(c) the requirements with which a nomination must comply

(d) the closing date for nominations: and

(e) the address to which nominations must be delivered.

(3) The Minister will appoint the selection panel to recommend people for appointments as members of the Committee.

(4) Every nomination of a person for appointment to a committee member must be signed by a proposer and a seconder. None of whom may be the nominee and must contain the nominee’s signed acceptance. No person may nominate or second more than one person.

(5) The Minister must, before appointing a person to be a member of the Committee, consider any recommendations made by a selection panel.

(6) If the Committee member resigns, dies or is removed, the replacement appointment will be sourced from the pool of previous applications.

8. Exclusions, termination and removal of a member from the Committee

(1) The Minister may remove a member from serving on the Committee on the following grounds:

(a) if a member has been convicted of any offence involving dishonesty or has been sentenced to imprisonment without the option of a fine.

(b) if a member has been declared to be of unsound mind by a competent authority.

(c) if a member fails to disclose a conflict of interest as required by applicable regulations.

(d) if the nominated member renders a professional service provision or is contracted to the Department for any other regulatory services which may be related to the functions of ESR

(e) if a member is an employee of the Department or board member of any Water Sector Entities

(f) any person who was declared unfit to hold public office.

(g) if a member is an office-bearer of any party, movement, organisation or body of a political nature;

(h) if a member is an un-rehabilitated insolvent;

(2) The Minister shall consider any representations made before making a final decision on the removal of a member from the Committee.

(3) A member of the Advisory Committee ceases to hold office:-

(a) from the effective date of his or her resignation/removal;

(b) if he or she has been absent for more than three consecutive meetings without leave of the chairperson. Leave may be granted retrospectively, if the absence of a member was due to unforeseen circumstances;

(c) if he or she has been declared to be of unsound mind by a competent authority

(4) An ordinary member and the Deputy Chairperson of the Committee must notify the Chairperson in writing of their resignation.

(5) The Chairperson must notify the Minister in writing of their resignation.

9. Operational Obligations of the Committee

(1) The Committee shall meet quarterly.

(2) The Committee may establish sub-committees that may meet more often according to work requirements, as per section 11 below.

(3) A quorum of the Committee is constituted by attendance at a meeting, either virtually or in person, by at least 70% of its members.

(4) Should the Committee’s secretariat not be available/resign, the Department may provide secretariat and other administrative services to the Committee in the interim.

10. Remuneration

(1) The members of the Committee may be remunerated as directed by the Minister in line with the concurrence of the Minister of Finance through the DPSA determined rates.

(2) Remuneration of the Committee is a performance-based and will be remunerated in accordance with the timesheet submitted as per their respective signed contracts.

(3) Different remuneration rates of Chairperson and Deputy Chairperson will apply specifically for presiding over primary meetings.

(4) Committee members are allocated up to the maximum hourly rates of 80 hours per month (equivalent to 10 days a month).

(5) Committee members shall be entitled for four hours preparation time which is included in the allocated time as per 10(a) above.

(6) Employees of national, provincial and local government or organs the of government are not entitled to additional remuneration.

11. sub-committee work

(1) The Committee members may formulate sub committees objectively to focus on areas where there is a need for specialised services.

(2) The sub committees will be designated at the time of finalisation of the year planner

(3) The number and type of Committees may vary depending on scope and magnitude of the work being carried out.

(4) The Chairperson may where required allocate an individual Committee Member to undertake additional work based on skills set required and the expected deliverable.

(5) Additional work shall not be a repetitive of activities nor shall be ongoing

(6) The hours remunerated for additional activities must fall within the monthly limit as set out in section 10(a) above.

12. Deliverables

(1) The Committee shall within the first three months of appointment, finalise its work plan

(2) The work plan shall comprise of priority project, time deliverables, resources required.

13. Reporting lines

(1) The Committee shall through the Chief Directorate: Economic and Social Regulation submit any work including quarterly reports to the Minister.

(2) The reports for any work done shall be signed off by the Chief Directorate: Economic and Social Regulation

(3) The Chief Director: Economic and Social Regulation will sign off the minutes of the meetings and any other relevant documents submitted by the Committee.

LINK TO FULL NOTICE

National Water Act: Terms of Reference on establishment of Ministers Advisory Committee on Water Sector Economic Regulation

G 52914 GoN 6374

27 June 2025

52914gon6374.pdf

FINANCE

LAW AND TYPE OF NOTICE

Public Finance Management Act:

Rates of interest on Government Loans

G 52914 GeN 3336

27 June 2025

APPLIES TO: 

PUBLIC SECTOR

FULL TEXT

DETAILS

LINK TO FULL NOTICE

Public Finance Management Act: Rates of interest on Government Loans

G 52914 GeN 3336

27 June 2025

52914gen3336.pdf

LAW AND TYPE OF NOTICE

Banks Act: Regulations: Amendments

G 52907 GoN 6342

26 June 2025

APPLIES TO: 

1. Banks

• Commercial Banks: Most directly affected, as the regulations govern capital adequacy, credit risk, operational risk, and exposure calculations.
• Investment Banks: Especially those involved in trading, securitisation, and derivatives.
• Foreign Bank Branches: Must comply with local rules, especially regarding capital held in the Republic.

2. Financial Institutions

• Securities Firms: Subject to similar prudential requirements as banks, especially in trading and repo transactions.
• Insurance Companies: Where they are involved in credit risk mitigation or act as guarantors.
• Mutual Funds & UCITS: When used as collateral or investment vehicles by banks.

3. Corporate Borrowers

• Large Corporates: Affected by changes in how banks assess credit risk and assign risk weights to loans.
• Small and Medium Enterprises (SMEs): Subject to specific risk-weighting rules under the retail and corporate exposure categories.

4. Sovereigns and Public-Sector Entities

• Governments and Central Banks: Risk weights for exposures to sovereigns and public-sector entities are explicitly defined.
• Multilateral Development Banks (MDBs): Such as the World Bank, IMF, AfDB, etc., are treated distinctly in risk-weighting frameworks.

5. Credit Rating Agencies & Export Credit Agencies

• External Credit Assessment Institutions (ECAIs): Their ratings are used to determine risk weights.
• Export Credit Agencies (ECAs): Their country risk scores influence sovereign exposure risk weights.

6. Auditors and Risk Consultants

• Required to validate internal models, risk assessments, and compliance with disclosure and data quality standards.

 7. Regulators and Supervisory Authorities

• South African Reserve Bank (SARB) and Prudential Authority: Responsible for enforcing these regulations and reviewing internal models, disclosures, and compliance.

SUMMED UP

1. Credit Risk Regulations

• Calculation Methods: Banks may use either the standardised or advanced internal ratings-based (IRB) approaches to calculate credit risk exposure.

• Risk Weighting:
  • Based on external credit ratings, loan-to-value (LTV) ratios, and exposure types (e.g., sovereign, retail, real estate).
  • Specific rules for short-term vs. long-term, domestic vs. foreign currency, and issuer vs. issue-specific assessments.

• Defaulted Exposures: Risk weights vary based on the level of impairment and collateral.

• Credit Risk Mitigation:

• • Recognition of collateral, guarantees, and credit derivatives.
  • Use of haircuts and proportional cover for partial protection.
  • Conditions for using Value-at-Risk (VaR) models.

2. Operational Risk

• Implementation of the Standardised Approach:
  • Based on a Business Indicator (BI) and Internal Loss Multiplier (ILM).
  • Requires 10 years of internal loss data (or 5 years with approval).
  • Losses must be mapped to event categories (e.g., fraud, system failures, legal issues).

• Disclosure Requirements:
  • Annual loss data, BI components, and exclusions must be publicly disclosed.

3. Equity Exposures

• Includes direct and indirect ownership, non-redeemable instruments, and instruments with residual claims.
• Excludes exposures already deducted from capital or risk-weighted at 250%.
• Minimum risk weight of 100% for significant investments under 15% of capital.

4. Securitisation & Derivatives

• Specific treatment for credit default swaps, total return swaps, and securitisation exposures.
• Adjustments for notional amounts, fair value changes, and offsetting rules.

5. Leverage Ratio & Off-Balance Sheet Items

• Detailed rules for calculating exposure from:
  • Securities financing transactions (SFTs).
  • Off-balance sheet commitments using credit conversion factors.

6. Corporate Governance

• Emphasis on board accountability, independent due diligence, and robust internal controls.

7. Eligible Institutions

• Criteria for recognizing external credit assessment institutions (ECAIs) and export credit agencies (ECAs):
  • Must meet standards for objectivity, independence, transparency, and credibility.

8. Effective Date

• All amendments come into effect on 1 July 2025.

FULL TEXT

DETAILS

Please click on the link provided below to view the full amendment in detail.

LINK TO FULL NOTICE

Banks Act: Regulations: Amendments

G 52907 GoN 6342

26 June 2025

52907gon6342.pdf

ACTION

1. Regulatory Compliance & Governance

• Review and interpret the amended regulations in detail.
• Update internal policies to align with the new requirements (e.g. credit risk, operational risk, capital adequacy).
• Engage legal and compliance teams to ensure interpretations are consistent with regulatory expectations.
• Report to the board and senior management on the implications and required actions.

2. Risk Management Enhancements

• Reassess credit risk models (standardised and IRB approaches) to reflect new risk weights, exposure classifications, and LGD/PD floors.

• Update operational risk frameworks to incorporate:
  • The new Business Indicator (BI) and Internal Loss Multiplier (ILM).
  • 10-year internal loss data requirements.
  • Enhanced loss categorization and documentation.

• Strengthen stress testing and scenario analysis capabilities.

3. Data & Systems Readiness

• Upgrade data infrastructure to support:
  • More granular credit exposure tracking.
  • Accurate LTV calculations.
  • Historical loss data collection and mapping.

• Ensure systems can handle:
  • New risk-weighting formulas.
  • Haircut calculations for collateral.
  • Enhanced disclosure and reporting requirements.

4. Financial & Capital Planning

• Recalculate capital requirements under the new framework.

• Assess capital adequacy and buffer levels, especially for:
  • Retail and SME portfolios.
  • Real estate exposures.
  • Off-balance sheet items.

• Plan for potential increases in capital needs due to stricter risk weights or operational risk charges.

5. Training & Change Management

• Train staff across risk, finance, compliance, and business units on the new rules.
• Update internal manuals and procedures.
• Communicate changes to stakeholders, including auditors and external partners.

6. Disclosure & Reporting

• Prepare for enhanced public disclosures, especially for:
  • Operational risk losses.
  • Risk-weighted asset calculations.
  • Use of internal models and assumptions.

• Ensure alignment with regulatory reporting templates (e.g., BA returns).

7. Strategic Adjustments

• Reevaluate product offerings (e.g., high-LTV mortgages, unsecured lending).
• Adjust pricing models to reflect new capital costs.
• Consider restructuring exposures to optimize capital efficiency.

LABOUR

LAW AND TYPE OF NOTICE

Labour Relations Act: Various

LINK TO FULL NOTICE

Labour Relations Act: Essential Services Committee: Defence civilian personnel, tertiary primary healthcare, lifeguards, SITA services; port services, BMA services and bulk material services in support of power generation

G 52914 GeN 3334

27 June 2025

52914gen3334.pdf

Labour Relations Act: Essential Services Committee: Investigation as to whether following services are essential: medicine control, clinical trials, etc; local government services; municipal health and cemeteries; tailing dams mud guards and team leaders

G 52914 GeN 3335

27 June 2025

52914gen3335.pdf

LIQUOR PRODUCTS

LAW AND TYPE OF NOTICE

Liquor Products Act:

Wine of Origin Scheme: Defining of production area: Agter-Pakhuis Rocklands Valley: Comments invited

G 52914 BN 800

– Comment by 26 Jul 2025

27 June 2025

FULL TEXT

DETAILS

BOARD NOTICE 800 OF 2025

NOTICE OF APPLICATION FOR THE DEFINING OF A PRODUCTION AREA

AGTER-PAKHUIS ROCKLANDS VALLEY (WARD)

———————————————————————————————————————————————(In terms of Section 6 of the Wine of Origin Scheme published by Government Notice No. R.1434 of 29 June

1990)

———————————————————————————————————————————————

Please take note that Alpha Excelsior applied to the Wine Certification Authority to define Agter-Pakhuis Rocklands Valley (Ward) as a production area to produce Wine of Origin.

The geology of Agter-Pakhuis Rocklands Valley is alluvium with underlying quartzitic sandstone with thin shale, conglomerate and grit beds of the Nardouw Subgroup; Table Mountain Sandstone.

Driving about 20 km east out of Clanwilliam, on the R364 over the Pakhuis pass, one descends into the 1382 hectares Agter-Pakhuis Rocklands Valley. Nestled in the Pakhuis mountains, this high-altitude valley average at around 500m altitude. Currently this area can only be classified as Olifants River Region and does not fall into any existing WO district.

The proposed boundaries can be viewed at www.sawis.co.za – “Certification – News and Information” or contact Jackie Cupido at 021-807 5704.

Anyone having any objection against this application is hereby notified to lodge their objections, with motivations, in writing with Olivia Poonah (olivia@wineauthority.org), Executive Manager, Wine Certification Authority, P O Box 2176, Dennesig, Stellenbosch, 7599 within 30 (thirty) days of publication of this notice.

LINK TO FULL NOTICE

Liquor Products Act: Wine of Origin Scheme: Defining of production area: Agter-Pakhuis Rocklands Valley: Comments invited

G 52914 BN 800

– Comment by 26 Jul 2025

27 June 2025

52914bn800.pdf

ACTION

Ensure that you submit your comments before 26 July 2025.

MEDICAL

LAW AND TYPE OF NOTICE

Health Professions Act:

Professional boards of Health Professions Council of South Africa: Nominations invited

G 52920 BN 804

– Comment by 30 Jul 2025

30 June 2025

FULL TEXT

DETAILS

BOARD NOTICE 804 OF 2025

HEALTH PROFESSIONS COUNCIL OF SOUTH AFRICA

No. R 2025

HEALTH PROFESSIONS ACT, 1974 (ACT NO. 56 OF 1974)

NOTICE OF NOMINATIONS

NOMINATIONS OF MEMBERS OF THE PROFESSIONAL BOARDS OF THE HEALTH PROFESSIONS COUNCIL OF SOUTH AFRICA

AMENDMENT OF THE NOTICE AND EXTENSION OF THE PERIOD FOR THE SUBMISSION OF NOMINATIONS

(1) The Health Professions Council of South Africa (HPCSA) is a statutory body established in terms of the Health Professions Act, 1974 (Act No. 56 of 1974) (“the Act”), to serve and protect the public, and to provide guidance to registered health practitioners. Professional Boards with regard to the health professions in respect of which a register is kept are established in terms of section 15(1) of the Act and the objects thereof are outlined in section 15A of the Act.

(2) Notice is hereby given in terms of the provisions of the Regulations relating to the nominations and appointments of members of a professional board as published under Government Notice R1257 in Government Gazette 31633 of 28 November 2008 (“the nomination and appointment regulations”), calling upon all persons registered with the HPCSA to submit nominations of members of their professional board to be appointed by the Minister of Health to serve on the respective professional boards for the new term of office effective 01 November 2025 to 31 October 2030.

(3) Nominations of persons for appointment as members of a professional board are specifically invited from persons with registered postal addresses in the Republic, registered under the professional boards listed hereunder, in specified professions with the exception of community representatives and persons versed in law.

(g) The nomination and appointment process of members to the Professional Boards will be guided by the nomination and appointment regulations, outlining the procedure of nomination and appointment. The nomination and appointment regulations provides that no person shall be eligible for nomination and subsequent appointment as a member of the board if:

(a) He or she is not registered with the HPCSA under the Act;

(b) He or she is not a South African citizen and is not permanently resident in South Africa;

(c) He or she has entered into a composition with the creditors of his or her estate, or his or her estate has been sequestrated;

(d) He or she is disqualified under the Act from practicing his or her profession;

(e) He or she has been found guilty of improper or disgraceful conduct at an inquiry held under Chapter IV of the Act;

(f) He or she is a patient as defined in section 1 of the Mental Health Care Act, 2002 (Act No. 17 of 2002);

(g) He or she has been convicted of an offence in respect whereof he or she was sentenced to imprisonment without the option of a fine or in the case of fraud, a fine or imprisonment;

(h) He or she is a member of a municipal council, provincial legislature or parliament; or

(i) He or she is a provincial or national office bearer or employee of any party, organization or body of a political nature.

(h) Each nominee must be nominated on a separate nomination form attached to this Notice and obtainable from the address and website below, and any person entitled to nominate in the nomination process shall only nominate and sign up to three nomination forms for any number of nominees to be considered for appointment.

(i) Each nomination form must –

(a) state the first names and the surname of the person nominated;

(b) state the nominee’s registered profession and professional category, if any;

(c) state the other details of the nominee as required in the nomination form, including a brief curriculum vitae of the nominee and a written motivation by the nominee outlining his or her vision for the profession, contribution he or she made to the profession and future contribution he or she intends to make towards the development of the profession, including his or her actual or potential leadership qualities and the ability to assume the responsibilities and functions entrusted under the Act;

(d) be signed by two persons whose names appear in the register or registers referred to in paragraph (2) above; and

(e) be signed by the nominee confirming that he or she consents to his or her nomination, while also declaring under oath, that he or she will execute the functions of the HPCSA and ensure adherence to the Act and any other applicable prescript if appointed.

(j) If the person nominated is unable to sign the nomination form, he or she may inform the returning officer by letter or facsimile transmission that he or she consents to his or her nomination and attach the required declaration under oath.

(k) Formal Notices with specific categories of persons eligible for nomination in each professional board and nomination forms may be obtained from the Returning Officer at the physical address given below, and / or downloaded from www.hpcsa.co.za, a day after the publication of this Notice.

(l) Every completed nomination form must reach the returning officer at the addresses, fax number or email address given below within one month after the publication of this Notice. This Notice therefore serves as an extension, by thirty days, of the period for the submission of nominations referred to in Board Notice No. 781 in Government Gazette No. 52586 of 02 May 2025. Medical and Dental specialists who had already submitted their nominations in response to the aforementioned Board Notice do not have to resubmit nominations.

(m) Every nomination form in respect of which any of the requirements as stipulated above has not been complied with, or which is not received by the aforesaid date at the address, fax number or email address given below, will be invalid. Address for the submission of nomination forms:

ELECTION SOLUTIONS 4 AFRICA (ES4A)

Contact person: Chief Electoral Officer: Mr. Ntokozo Ngidi.

Street address: Ground Floor, Building No 4, Quadrum Office Park, 50

Constantia Boulevard, Constantia Kloof Ext 28, Johannesburg, 1709

Email address: hpcsa@es4a.co.za

Fax number: 0862 027 222

WhatsApp Number: 063 727 5208

Telephone Number: 011 025 3763

Toll free Number: 0800 061 040

DR. MAGOME A MASIKE

REGISTRAR

LINK TO FULL NOTICE

Health Professions Act: Professional boards of Health Professions Council of South Africa: Nominations invited

G 52920 BN 804

– Comment by 30 Jul 2025

30 June 2025

52920bn804.pdf

ACTION

Ensure that you submit your comments before 30 July 2025.

LAW AND TYPE OF NOTICE

South African Medical Research Council Act:

Board of the South African Medical Research Council: Nominations invited

G 52911 GoN 6345

– Comment by 25 Jul 2025

27 June 2025

FULL TEXT

DETAILS

LINK TO FULL NOTICE

South African Medical Research Council Act: Board of the South African Medical Research Council: Nominations invited

G 52911 GoN 6345

– Comment by 25 Jul 2025

27 June 2025

52911gon6345.pdf

ACTION

Ensure that you submit your comments before 25 July 2025.

LAW AND TYPE OF NOTICE

South African Institute for Drug-Free Sport Act:

South African Institute for Drug-Free Sport (SAIDS): Nominations invited

G 52914 GeN 3337

– Comment by 13 Jul 2025

27 June 2025

FULL TEXT

DETAILS

LINK TO FULL NOTICE

South African Institute for Drug-Free Sport Act: South African Institute for Drug-Free Sport (SAIDS): Nominations invited

G 52914 GeN 3337

– Comment by 13 Jul 2025

27 June 2025

52914gen3337.pdf

ACTION

Ensure that you submit your comments before 13 July 2025.

LAW AND TYPE OF NOTICE

Council for Medical Schemes Levies Act:

Imposition of levies on medical schemes issued

G 52937 GeN 3350

03 July 2025

APPLIES TO: 

Administrators and Managed Care Organizations

While not directly responsible for paying the levy, these entities often manage the operations and finances of medical schemes. They will need to:

• Adjust financial planning and reporting to reflect the updated levy.
• Assist schemes in ensuring compliance with the payment deadline.
• Update member records to ensure accurate levy calculations.

Employers Offering Medical Aid as a Benefit

Large employers that subsidize or manage employee medical aid contributions may experience indirect financial implications, especially if they cover administrative costs or are involved in scheme governance.

Auditors and Financial Advisors

These professionals will need to:

• Incorporate the levy adjustment into financial audits and compliance checks.
• Advise schemes on budgeting and financial planning in light of the updated levy.

SUMMED UP

Purpose:

To announce an adjustment to the annual levy imposed on registered medical schemes for the 2025/2026 levy year.

Levy Adjustment:

• Original levy (as per Gazette No. 52604, dated 9 May 2025): R48.58 per member per year
• New approved levy: R51.49 per member per year
• Adjustment amount: R2.91 per member
• This adjustment must be paid with the second installment of the levy by 31 July 2025.

Who Must Pay:

• All registered medical schemes under the Medical Schemes Act (Act 131 of 1998)
• The levy is based on the latest certified number of members reported to the Registrar.

Penalties:

• Interest will be charged on overdue levies at the rate applicable to debts owed to the state, as per the Public Finance Management Act.

FULL TEXT

DETAILS

DEPARTMENT OF HEALTH

NOTICE 3350 OF 2025

GENERAL NOTICE

IMPOSITION OF LEVIES ON MEDICAL SCHEMES ISSUED IN TERMS OF SECTION 2 OF THE COUNCIL FOR MEDICAL SCHEMES LEVIES ACT (ACT 58 OF 2000)

The Council for Medical Schemes referred to in Section 1 of the Council for Medical Schemes Levies Act, 2000 (Act No. 58 of 2000), after consultation with the Minister of Health, hereby confirms the imposition of levies on medical schemes.

The notice on the imposition of levies in the government gazette dated 09 May 2025 (no. 52604) notified that once approval has been received for the new levy, the Council for Medical Schemes will make adjustment to the levy already levied to schemes. The above gazette imposed a levy of R48.58 and the new approved levy is R51.49. CMS now imposes a levy amount of R2.91 being an adjustment to the levy published in the above gazette.

By order of the Council for Medical Schemes

Dr T Mabeba

Chairperson: Council for Medical Schemes

30 June 2025

SCHEDULE

Definitions

1. In this notice, unless the context indicates otherwise –

i. “Council” means the Council for Medical Schemes referred to in the Act;

ii. “Levy year” means the period from 01 April 2025 to 31 March 2026 and, subject to the provision of this Notice and any amendments, substitution or repeal thereof, such corresponding period in succeeding year in respect of which levies are imposed;

iii. “Registrar” means the Registrar of Medical Schemes, appointed in terms of Section 18 of the Medical Schemes Levies Act, 1998 (Act No. 131 of 1998);

iv. “The Act” means the Council for Medical Schemes Levies Act, 2000 (Act No. 58 of 2000).

Imposition

2. In respect of a medical scheme registered in terms of section 20 of the Medical Schemes Act, 1998 (Act No. 131 of 1998), the adjusted levy is an amount of R2.91 per member per year, which shall be paid together with the second installment of the levies no later than 31 July 2025 of the levy year. Invoices to schemes will be adjusted accordingly for this payment.

3. In respect of the levy year, the number of members referred to in item 2 shall correspond with the latest statistics furnished to the Registrar in terms of or by virtue of the Medical Schemes Act, 1998 (Act No. 131 of 1998) or with the latest certified number of members sent to the Registrar by the medical scheme. If a transfer of members is in process and not finalized on 31 December 2024, the transferor must pay the levy in respect of the members to be transferred.

Payment/Interest on overdue Levies

 4. On amounts of overdue levies, interest will be charged at a rate applicable to a debt owing to the state, as determined by the Minister of Finance in terms of section 80(1) (b) of the Public Finance Management Act.

5. The levies and interest (if any) referred to in this Notice shall be paid by a medical scheme directly in the bank account of the Council, the details of which are:

Bank : ABSA

Account Holder : Council for Medical Schemes

Branch Name : ABSA Corporate Branch

Branch Code : 517 245

Account Number : 405 116 3394

6. A deposit advice slip issued by the aforementioned Bank in respect of a deposit contemplated in item 5, received by the Council for Medical Schemes, and bearing the name of the relevant medical scheme, shall serve as prima facie proof of payment of a levy.

LINK TO FULL NOTICE

Council for Medical Schemes Levies Act: Imposition of levies on medical schemes issued

G 52937 GeN 3350

03 July 2025

52937gen3350.pdf

ACTION

Administrators and Managed Care Organizations

These entities manage the day-to-day operations of medical schemes and must ensure compliance with regulatory requirements.

Required Actions:

• Update Billing Systems: Adjust internal systems to reflect the new levy amount of R51.49 per member per year, including the R2.91 adjustment.
• Coordinate with Medical Schemes: Ensure that schemes are aware of the updated levy and the 31 July 2025 payment deadline.
• Assist with Member Data Accuracy: Verify that the latest certified member counts are submitted to the Registrar to ensure correct levy calculations.
• Prepare Adjusted Invoices: Generate and distribute updated invoices to schemes reflecting the new levy amount.
• Support Compliance Reporting: Help schemes prepare documentation or reports required by the CMS or Registrar.

Employers Offering Medical Aid as a Benefit

Employers who subsidize or manage medical aid for employees may not pay the levy directly, but they are stakeholders in the financial health of the schemes.

Required Actions:

• Review Financial Impact: Assess whether the levy increase will affect employer contributions or employee premiums.
• Communicate with Employees: If the levy adjustment leads to changes in premiums, notify employees and explain the reason.

• Coordinate with Schemes/Administrators: Ensure that any changes in scheme costs are reflected in payroll deductions or HR systems.
• Budget Adjustments: Update internal budgets if the employer subsidizes part of the levy or administrative costs.

Auditors and Financial Advisors

These professionals ensure that medical schemes remain financially compliant and transparent.

Required Actions:

• Incorporate Levy Adjustment in Audits: Ensure the R2.91 per member adjustment is reflected in financial statements and audit reports.
• Verify Payment Compliance: Confirm that the scheme has paid the correct amount by 31 July 2025 and that proof of payment is retained.
• Advise on Financial Planning: Help schemes plan for future levy changes and maintain reserves for regulatory costs.
• Monitor Interest on Overdue Levies: Ensure that any overdue payments are tracked and that interest is calculated correctly as per the Public Finance Management Act.

PENSION FUNDS

LAW AND TYPE OF NOTICE

Pension Funds Act:

Various Retirement Funds (in liquidation): Notice of general meetings of all members and beneficiaries – 21 July 2025

G 52914 GoN 6359

27 June 2025

FULL TEXT

DETAILS

LINK TO FULL NOTICE

Pension Funds Act: Various Retirement Funds (in liquidation): Notice of general meetings of all members and beneficiaries – 21 July 2025

G 52914 GoN 6359

27 June 2025

52914gon6359.pdf

PETROLEUM

LAW AND TYPE OF NOTICE

Petroleum Products Act: Various

LINK TO FULL NOTICE

Petroleum Products Act: Regulations: Single maximum national retail price for Illuminating Paraffin

G 52924 RG 11850 GoN 6375

01 July 2025

52924rg11850gon6375.pdf

Petroleum Products Act: Maximum retail price for liquefied petroleum gas

G 52924 RG 11850 GoN 6377

01 July 2025

52924rg11850gon6377.pdf

Petroleum Products Act: Regulations: Amendment

G 52924 RG 11850 GoN 6376

01 July 2025

52924rg11850gon6376.pdf

TRANSPORTATION

LAW AND TYPE OF NOTICE

Merchant Shipping Act: Regulations:

Construction and Equipment of Fishing Vessels of 24 metres in length and over, Construction and Equipment of Fishing Vessels of less than 24 meters, and Fisher Labour Welfare: Comments invited

G 52903 GoN 6341

– Comment by 29 Aug 2025

27 June 2025

FULL TEXT

DETAILS

LINK TO FULL NOTICE

Merchant Shipping Act: Regulations: Construction and Equipment of Fishing Vessels of 24 metres in length and over, Construction and Equipment of Fishing Vessels of less than 24 meters, and Fisher Labour Welfare: Comments invited

G 52903 GoN 6341

– Comment by 29 Aug 2025

27 June 2025

52903gon6341.pdf

ACTION

Ensure that you submit your comments before 29 August 2025.

STANDARDS

LAW AND TYPE OF NOTICE

Standards Act:

Standards matters: Comments invited

G 52914 GeN 3339

– Comment by 27 Aug 2025

27 June 2025

SUMMED UP

Section A: Drafts for Public Comment

These are proposed standards open for public feedback until 27 August 2025. Examples include:

• SANS 1658:20XX Ed 3 – Ballistic resistance of body armour
• SANS 11770-2 & -5 – IT security techniques for key management
• SANS 50010:20XX Ed 3 – Measurement and verification of energy and demand savings
• SANS 2098:20XX Ed 1 – Scouring compounds

Schedule A.1: Amendments to Existing Standards

Draft amendments to existing standards, such as:

• SANS 441 – Timber preservatives
• SANS 11770-4 – Key management using weak secrets
• SANS 422 – Hospital nurses’ shoes

Section B: Issued Standards

Schedule B.1: New Standards

Newly issued standards include:

• SANS 2071:2025 – Disinfectants for healthcare
• SANS 3001 series – Civil engineering test methods for concrete
• SANS 38507:2025 – Governance of IT and AI
• SANS 19443:2025 – Quality management in the nuclear energy sector

Schedule B.2: Amended Standards

Examples:

• SANS 1316:2025 – Cotton cellular blankets
• SANS 5207–5208 – Determination of iron and lead in water
• SANS 60601-2-2:2025 – High-frequency surgical equipment

Schedule B.3: Revised Standards

Examples:

• SANS 2813:2025 – Gloss value of paints and varnishes
• SANS 11731:2025 – Enumeration of Legionella in water
• SANS 60974-2:2025 – Arc welding equipment cooling systems

Contact & Access

Copies of these standards can be obtained from the South African Bureau of Standards (SABS) at:

1 Dr Lategan Road, Groenkloof, Private Bag X191, Pretoria 0001

Email: Dsscomments@sabs.co.za

LINK TO FULL NOTICE

Standards Act: Standards matters: Comments invited

G 52914 GeN 3339

– Comment by 27 Aug 2025

27 June 2025

52914gen3339.pdf

ACTION

Ensure that you submit your comments before 27 August 2025.

MEDICAL ARTICLES

SOUTH AFRICA

Top South African company warns about NHI corruption

Bonitas Medical Fund has warned that the government’s plan for the National Health Insurance (NHI) presents a significant risk to its business, partly due to the potential impact of corruption.

Bonitas recently released its results for the 2024 financial year, which showed a strong performance for the second-largest open medical scheme in South Africa.

The company’s integrated report also contained what Bonitas considers to be its most significant strategic risks, which included the government’s plans to establish NHI in South Africa.

The NHI is the government’s strategy to achieve universal health coverage for South Africa.

The intention is that the government will purchase healthcare services through a centralised, national insurance fund funded through taxes and special contributions.

Once NHI is fully implemented, private medical schemes will only be able to offer ‘complementary services’ that are not available through the NHI.

Since the NHI Green Paper was published for public consultation in 2011, this plan has been met with severe criticism, which has primarily centred around the plan’s lack of detail.

For example, it is not clear how South Africa’s strained fiscus will be able to fund this ambitious plan, which some have estimated would cost R1.3 trillion annually.

From a legal standpoint, the legislation has also been criticised for potential unconstitutionality.

This is because the limits the NHI Act places on private medical aids could be seen as limiting South Africa’s freedom of choice, which is enshrined in the Bill of Rights.

“All international concepts of universal healthcare make provision for freedom of choice, and we believe citizens should be allowed to purchase additional healthcare should they have the desire and means to do so,” Bonitas said.

Several lawsuits against the NHI have been filed for this reason and for the potential infringement of companies’ legal right to conduct business in South Africa.

While the NHI Act clarifies that private medical schemes can only offer ‘complementary services’, it is not clear what these services will be.

In addition, Bonitas stated that it is unclear how the government will ensure the required “rigorous governance” of the fund.

The company highlighted that the impact of potential corruption and misuse of health funds under the NHI presents a significant risk to its sustainability and structure.

This concern has also been voiced by Professor Alex van den Heever of the Wits School of Governance.

Van den Heever has previously warned that the possibilities for corruption with the NHI scheme are “endless” as it will effectively put around R600 billion in funding under the control of a single institution – the National Department of Health.

Bonitas’ alternative

President Cyril Ramaphosa with the NHI Bill

Bonitas maintained that a citizen-centric, multi-funder, multi-provider system is the best way for universal healthcare to succeed in South Africa.

It explained that this would require close collaboration between the public and private sectors, strong leadership, accountability, and dealing with socioeconomic issues as an integral part of the process.

Business Leadership South Africa CEO Busi Mavuso has made a similar argument, calling the NHI in its current form a “farce.”

“The NHI as it stands is a farce – it’s unimplementable, it’s unfundable,” Mavuso said. “What it does seek to do is to decimate the private health-care system,” she said.

She has also said that the government is contradicting itself by using the private sector’s help to solve South Africa’s water and electricity crisis while forcing them out of the healthcare sector through the NHI.

“Both of these show the power of the state and private sector working in tandem,” Mavuso said.

“The private sector is good at managing operational risk, raising investment and building infrastructure.”

“It is good at maintaining infrastructure, given that it depends on consistent and functional infrastructure to provide the outputs that generate its revenue.”

She said good partnerships between the state and private sector are formed when there is appropriate allocation of risks to those who are best positioned to manage them.

Bonitas, in response to the NHI, said it is actively pursuing all avenues to address the unanswered questions and practical implications of the NHI in the best interest of its members.

It is also working with stakeholders such as the Board of Healthcare Funders to lobby the government regarding the importance of an effective, efficient and well-governed NHI, and the critical role of the private sector in ensuring universal healthcare.

Bianke Neethling

Daily Investor

INSURANCE ARTICLES

SOUTH AFRICA

The new insurance scam that can get you blacklisted in South Africa

South Africa’s insurance industry is waking up to the rise of artificial intelligence being used to perpetrate scams and fraud in the country, and is equipping itself to retaliate.

This includes using AI detection tools to determine whether images, documents and other submissions have been toyed with, and blacklisting or even pursing convictions against those doing the fraud.

According to Ayanda Mdhluli, a senior manager of cybersecurity at Old Mutual Insure, the group has seen a rapid rise in the use of AI to scam people or conduct insurance fraud in South Africa.

By using image generation available on AI tools, perpetrators can manipulate or completely fabricate a lot of documentation or visual evidence needed for claims.

In response, the cybersecurity manager said that insurers are meeting the attempts in kind.

“We are also embracing AI as a tool to protect our customers, improve efficiency, and enhance fraud detection,” he said.

In addition, insurers are adopting more stringent claims assessment processes and can no longer rely on simple evidence, such as photos.

Old Mutual Insure’s current claims process now scrutinises evidence from multiple sources, and first on the scene providers like tow truck drivers also submit evidence.

“Relying solely on images – especially as AI-generated visuals become more sophisticated – is no longer sufficient,” he said.

Insurers are also ramping up use of geotagging, biometrics, and geometrics, where possible. Old Mutual is working closely with the Insurance Crime Bureau to identify red flags.

The company is also using AI detection tools to verify whether documents or images submitted are artificially generated.

“We take this very seriously. When we identify a fraudulent claim, we report it to the Insurance Crime Bureau, which alerts the wider industry,” he said.

“There are consequences for this type of behaviour, including blacklisting, a cancellation of your insurance policy, and even jail time.”

Deepfakes, forgeries and dodgy dealers

Mdhluli said that while AI fraud is still relatively new, there are plenty of fraudulent scams where consumers are either unknowing victims or trying to defraud their insurer.

He said that Old Mutual Insure has seen cases where the same damage photos have been used in multiple claims, or where photos pulled from the internet are submitted alongside fabricated invoices.

In some cases, new AI image generation tech has been used to completely fabricate vehicle damage in its entirety.

“We’ve picked up repeated invoices with headers from third-party suppliers like glass fitment centres or repairers and are starting to see the same invoice submitted across different claims,” he said.

In one instance, an individual staged an accident, dropped off a vehicle at a panel beater, and was linked to a syndicate operating across provinces.

These kinds of insurance scams are on the rise in South Africa, he said, particularly in economically strained regions like the Eastern Cape.

Another popular area for scammers is in the second-hand market, where buyers don’t always do their due diligence before making a purchase.

In terms of insurance policies, Mdhluli stressed that the onus is on the policyholder to ensure that all material information provided is accurate.

“Insurers rely on this information to assess and underwrite the risk appropriately. The policyholder also has specific rights and responsibilities when signing on the dotted line,” he said.

To avoid any deepfake scamming, purchasers should ask for the NaTIS certificate, which is the official registration document that proves legal ownership.

If the car is still under finance, the bank will hold it until the loan is fully paid. “Walk away if the seller can’t provide it or explain why it’s missing,” he said.

Even if a physical document is produced, purchasers should check that the details match and also look out for tell-tale signs of forgeries, such as typos, inconsistencies, and bad fonts or formatting.

Businesstech